RACQ Car Insurance is made for Queenslanders
Queensland’s weather may be unpredictable, but when you choose RACQ Car Insurance we’ll be by your side if things go wrong. We’re member owned, which means we’ll look after you. Our policies include a lifetime guarantee on repairs when you use an RACQ Selected Repairer. And our comprehensive car insurance covers loss or damage in a storm, flood, hail, theft or fire event. So, whether you drive to get from A to B or you just love being behind the wheel, choose RACQ and experience a different kind of insurer.
RACQ Car Insurance
Comprehensive car insurance
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Cover for your vehicle in an accident, flood, storm, hail, theft, vandalism or fire event -
Cover for your car in an accident if the other party is at fault and uninsured
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Cover for damage to other people’s property caused by your car
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Cover for personal property inside your vehicle in certain incidents.
Fire, theft and third party liability car insurance
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Cover if your vehicle catches fire, if it’s stolen, or if there is an attempted theft
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Cover for your car in an accident if the other party is at fault and uninsured
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Cover for damage to other people’s property caused by your car
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Does not cover loss or damage to your vehicle in an accident, flood, storm, or vandalism event.
Third party liability car insurance
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Cover for damage to other people’s property caused by your car
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Cover for your car in an accident if the other party is at fault and uninsured
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Does not cover loss or damage to your vehicle in an accident, flood, storm, fire or vandalism event
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Does not cover loss or damage to your vehicle if it's stolen or if there's an attempted theft.
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Why choose RACQ Insurance?
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Our car and home insurance has won more than 20 Mozo People’s Choice Awards.
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In 2021, we paid 99.6% of RACQ Comprehensive Car Insurance claims.+
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We exist to serve our members and their communities, not shareholders.
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Our Queensland-based team are here when you need us – click, call or visit us in store.
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With RACQ, you can get comprehensive car insurance, roadside assistance and charging discounts for your electric vehicle. Learn how we’re helping Queenslanders go green.
Your car insurance comes with RACQ member perks~~
Award-winning insurance
Our car and home insurance policies have won more than 20 Mozo People’s Choice Awards since 2020.
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Things to note
Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.
+Based on 2021 RACQ data during the assessment period 1 January to 31 December 2021, 99.61% of comprehensive car insurance claims made (excluding withdrawn and duplicate claims) were not partially or fully rejected.
Banking and loan products issued by Members Banking Group Limited ABN 83 087 651 054 AFSL/Australian credit licence 241195 trading as RACQ Bank. Terms, conditions, fees, charges and lending policies apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, and consider if appropriate for you before deciding.
Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.
~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.
#Conditions apply. Offer available at participating Puma Energy and new Caltex stations. Visit racq.com/puma for details.
*Excludes pay later option.
~New lending only. Excludes debt consolidation loans.