Choose RACQ Pet Insurance for care you can count on

We’re a different kind of insurer. When you purchase RACQ Pet Insurance, you become an RACQ member. So, you can count on us to be by your side when your pet needs you. We’ll help cover unexpected vet bills so that your furry friend can have a longer, healthier life. Because they’re more than a pet, they’re family.

Get my quote

Save $50 when you buy this policy online *

What does my RACQ Pet Insurance cover?

To learn more about what RACQ Pet Insurance covers, read our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations.

  • stacked-paper-money-tied
    We pay 80% of vet costs less any relevant excess, up to $12,000, if your pet suffers an illness or injury that we cover
  • house-home
    Up to $1,000 for emergency boarding
  • heart-rate
    Pet abroad
    We extend the cover you get in Australia to cover your pet when it’s with you in New Zealand or Norfolk Island
  • Blue tick
    Euthanasia costs
    We pay up to 80% of your vet costs, less any relevant excess, to euthanise your pet if a vet decides it’s essential

RACQ Pet Insurance optional benefits

Check out our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations to see if an RACQ Pet Insurance policy is right for you. 

  • pet-paw
    Tender Loving Care (TLC) Package

    Get up to $100 each year to take care of preventative healthcare treatments like:

    • Teeth cleaning
    • Micro-chipping
    • Food prescribed by your vet
    • Heartworm prevention medication
    • Vaccinations
    • Health check-ups by your vet

Why choose RACQ for your pet insurance?

  • callcentre-person
    Our Queensland-based team are here to help
    Get in touch with us to discuss your claim.
  • calendar-with-squares
    We offer a 21-day cooling off period
    Circumstances change, we get it.
  • laptop-with-credit-card
    Ask us about monthly instalments
    Get premiums automatically deducted from your account.
  • pet-paw
    Upgrade your pet insurance
    Show your pet extra care with our TLC optional benefit.
  • location-marker
    Online claims
    Claim up to 80% of eligible vet costs from licenced vets who can provide treatment history (up to $12,000 per year). Find out how to make a claim.

Why get pet insurance?

You’re covered for the unexpected

For example, imagine your pet dog has been vomiting for 24 hours. The vet conducts an abdominal ultrasound revealing a small foreign body in the intestines.

An exploratory laparotomy is then undertaken to remove the foreign body requiring an overnight hospital stay. This process can cost upwards of $4,000 but thanks to RACQ Pet Insurance, your expenses are reduced†.

Cat and dog on a couch outdoors

Save with RACQ Pet Insurance

  • piggy-bank-dollar-coin
    Buy online to save
    Enjoy a $50 discount when you buy RACQ Pet Insurance online.*
  • percentage-symbol
    Multi policy discount
    Save up to 5% off each eligible policy when you’ve got three or more qualifying RACQ Insurance policies.

Award-winning insurance

RACQ Pet Insurance has been awarded People’s Choice for Queensland’s Best Pet Insurance, Exceptional Value Accident & Illness Pet Insurance, Exceptional Quality Pet Insurance and Exceptional Value Comprehensive Pet Insurance in the 2021 Mozo Awards.
pet insurance mozo awards

Enjoy the perks of being an RACQ member~~

Send your furry friend on a pet holiday
Discounted boarding, packages, and accommodation at Hanrob Pet Hotel.
Fish tackle box
Treat yourself to savings at the supermarket
Take advantage of discounted Woolworths eGift cards.
Enjoy everyday member savings
Spend less on fuel, movie tickets, and eGift cards.
Give back to your community
Smile knowing your membership helps fund RACQ Foundation grants.

Pet insurance FAQs

Things to note

*Maximum of 4 pets/$200 discount per policy. Excludes pay later option.

Example is a real-life RACQ Pet Insurance claim.

Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.

~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.