Get the basics right with RACQ Third Party Liability Car Insurance

RACQ is a different kind of insurer. When you take out RACQ Third Party Liability Car Insurance, you become a member, which means we’ll look after you if things go wrong. This policy covers you for the cost of damage to other people’s property if you cause an accident. Plus, you’ll get up to $5,000 cover for loss or damage an at-fault uninsured third-party causes to your car.

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What does my RACQ Third Party Liability Car Insurance cover?

For full details of what’s included in RACQ Third Party Liability Car Insurance, see our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations

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    Up to $20 million when your car causes damage to other people’s property
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    Damage to someone else’s property caused by your vehicle, or by towing a trailer or caravan with your vehicle
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    Up to $5,000 for loss or damage to your car in an incident where the third party driver at fault is uninsured

Why choose RACQ?

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    Our Queensland-based team are here when you need us – click, call or visit us in store. 
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    You become an RACQ member when you take out RACQ Third Party Liability Car Insurance. 
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    We’re a mutual organisation. We serve our members and their communities, not shareholders. 

Save with RACQ Third Party Liability Car Insurance

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    Roadside Assistance loyalty discount

    RACQ Roadside Assistance policyholders get up to a 17.5% discount on your car insurance (savings based on membership level).

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    Multi policy discount

    If you have three or more eligible RACQ insurance policies, get up to 5% off each policy.

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    Combined discount

    Combine a range of car insurance policies and get up to 5% off each of your eligible policies.

Award-winning car insurance

Our car and home insurance policies have won more than 20 Mozo People’s Choice Awards since 2020. 

Mozo awards 2022

Your RACQ membership is packed with perks~~

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Upgrade your car for less
Show your card for discounts off parts and accessories at Repco.
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Save on fuel
Enjoy 4c per litre off at participating Puma Energy and new Caltex service stations.#
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Clean up at the car wash
Check out great offers from Australia’s leading retailers.
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Get behind local heroes
Smile, your membership supports the RACQ Choppers and Rescue Network. 

Things to note

Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.

~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.

#Conditions apply. Offer available at participating Puma Energy and new Caltex stations. Visit racq.com/puma for details.