Choose RACQ Contents Insurance for renters
We’re a different kind of insurer. Whether you rent or own your home, when you take out RACQ Contents Insurance, you become a member. We’re owned by our members, so you know we’ll look after you. If flood, storm, hail, fire or theft impacts the things that are precious to you, we’ll replace your old belongings with new ones.
Save $25 when you buy this policy online *
What does my RACQ Contents Insurance for renters cover?
This is a summary only. For full details of what’s included in our contents insurance policy, read our Product Disclosure Statement (PDS), any applicable Supplementary PDS, Key Facts Sheet and Target Market Determinations
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Loss or damage due to a flood, storm, hail, fire, theft, and more -
Up to $20 million in legal liability if someone makes a claim against you -
New for old replacement on your home contents -
Lifetime repair guarantee – we pay the cost to fix any faulty workmanship on repairs authorised by us
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Extra living expensesWhile your damaged home is being rebuilt or repaired, we pay up to 10% of your contents sum insured for extra living expenses (e.g., fees to connect electricity, phones and gas, or temporary fencing for your pet). -
Contents in storageWe can cover you for contents that you store away from your home for up to 60 consecutive days, if you tell us.
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Broken glass (tenant and strata owner)If you're a tenant and you are legally responsible for accidental breakage of glass, we can cover you for that cost as part of your Contents cover up to 10% of your contents sum insured.
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Clean-up costsWe pay up to 10% of the contents sum insured to help clean up mess or damage caused by a thief, vandal or forensic police investigation.
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Temporary accommodation (tenant and strata owner)If your home is unlivable after an insured event, we will pay for temporary accommodation for up to 14 days and reasonable ongoing accommodation costs for up to 12 months, for a total amount up to 10% of your contents sum insured.
RACQ Contents Insurance for renters optional benefits
This is a summary only. To learn about other optional benefits that might suit you, read our Product Disclosure Statement (PDS), any applicable Supplementary PDS, Key Facts Sheet and Target Market Determinations
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Advanced coverGet cover for accidental damage to things like your television or works of art, and cover for motor burnout on things like your fridge. -
Items away from homeWe can cover items that may leave your rented property (in Australia and New Zealand) for loss or damage up to the insured amount you nominate. -
Mobile phone coverWe cover your mobile phone if it is accidentally lost or damaged anywhere in Australia or New Zealand up to the insured amount you nominate.
Learn how to discount your premiums
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$25 online discountBuy your contents insurance online and unlock a $25 discount.* -
Household excellence bonusGet a discount if you've had household insurance for 5+ years without claiming. -
Multi policy discountGet up to 5% off each eligible insurance policy when you hold three or more qualifying RACQ policies.
Why choose RACQ?
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You can customise your contents insurance with optional extras and monthly payments. -
Our Queensland-based team are here when you need us – click, call or visit us in store. -
You become a member when you take out RACQ Home and Contents Insurance. -
As a mutual organisation, we serve our members and their communities, not shareholders. -
Save on your insuranceLearn how to discount your premiums.
Award-winning customer service
Our car and home insurance has won more than 20 Mozo People’s Choice Awards since 2020.
Unlock RACQ member perks~~
Contact us
Need help or would like to know more? RACQ offers many convenient ways for you to get in touch with us.
Things to note
Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS plus any relevant Key Facts Sheet before making a purchase decision on this product. You can also access our Target Market Determinations on this website.
*Excludes pay later option.
~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.