group ceo racq
David Carter

David Carter GCEOB. Com, CPA, F FIN, G.Dip Fin Planning, G.Dip Applied Finance and Investment, GAICD

Group Chief Executive Officer of RACQ

Joining in March 2020, David leads the Club to deliver long-term, sustainable value to its members. With 30 years’ experience helping guide financial services institutions, including Suncorp Group and ANZ Limited, to success, David has a strong connection to his home state of Queensland. David is a Certified Practicing Accountant and has a Bachelor of Commerce.

David is the RACQ representative director of the Australian Automobile Association (AAA), Australian Motoring Services (AMS), LifeFlight Australia Ltd, and Honey Insurance Pty Limited. He is also a director of Qld Ballet and Netball Qld.

RACQ Group Executive Team
MJ Bellotti

MJ BellottiMBA, GAICD

Chief Purpose Officer

MJ Bellotti joined RACQ in September 2021 as Group Executive Member and Community before being appointed Chief Purpose Officer in December 2022. With more than 25 years of executive experience, MJ is passionate about driving purpose, delivering excellence, creating value for members and building a sustainable Club that contributes positively to the broader community. Prior to joining RACQ, MJ was the Chief Development Officer at BESIX Watpac and has held senior executive roles across diverse industries including Suncorp, Thiess, Laing O’Rourke, Barclay Mowlem, and James Hardie. Her roles have spanned Marketing, Sales, Corporate Affairs, Sustainability, and Strategy. MJ studied International Marketing at Stanford University, completed an MBA from the University of Queensland and is a graduate member of the Australian Institute of Company Directors. She is an Industry Fellow at the University of Queensland and a director of the Queensland Symphony Orchestra.

RACQ Group Executive Team
Ailsa Heise

Ailsa HeiseBBus, FCPA, GAICD

Chief Risk Officer

Ailsa commenced in the role of Group Chief Risk Officer in March 2021, having joined the RACQ Group in 2011 as the Financial Controller for RACQ Insurance and moving to the position of General Manager Finance for the RACQ Group in 2014. As Group Chief Risk Officer, Ailsa is responsible for managing RACQ’s second-line risk and compliance functions, corporate fraud, regulatory affairs and complaints management. Ailsa is also an independent member of the RBWH Foundation’s Audit, Finance and Risk Committee. Prior to joining RACQ, Ailsa held multiple management roles in finance and financial policy across the superannuation, public sector and banking industries.

RACQ Group Executive Team
Michael Lonergan

Michael LonerganB.Bus, FCPA, Grad. Dip. Appl Fin, GAICD

Chief Financial Officer

As Chief Financial Officer, Michael is responsible for RACQ’s shared services including Finance and Performance, Procurement, Property, Employee Relations and Corporate Legal, and Company Secretary. Since joining RACQ in 2002, Michael has held various senior managerial positions including Chief Financial Officer for RACQ Insurance.
Prior to joining the Group, Michael held accounting and financial management roles across a number of industries including sports management and construction.

RACQ Group Executive Team
Trent Sayers

Trent Sayers

Chief Executive Insurance

As Chief Executive Insurance, Trent is responsible for all aspects of claims management and operations for RACQ Insurance. Trent has more than 25 years’ experience in the financial services and general insurance industries, including a strong background in pricing, underwriting, customer service, claims management, marketing and business development, coupled with strategic and operational leadership. Prior to joining RACQ, Trent was Chief Executive Officer of RACT Insurance and held various positions at AAMI Insurance.

RACQ Group Executive Team
Bernadette Stone

Bernadette Stone

BSC(Hons) Physics

Chief Operating Officer

Bernadette joined RACQ in February 2021 as the Chief Operating Officer responsible for setting RACQ’s technology strategic direction and delivering solutions to staff and members across Assistance, Insurance and Banking. Bernadette has more than 20 years’ experience in large scale business and technology transformation working across a range of industries. Prior to joining RACQ, Bernadette was the Chief Information Officer for Brisbane City Council and has held senior positions in organisations including Virgin Australia, Aurizon and Rio Tinto.

RACQ Group Executive Team
Glenn Toms

Glenn TomsBBus, G.Dip Fin & Inv, FFin, FAIM, GAICD

Chief Executive Assistance

As Chief Executive Assistance, Glenn leads a large team which provide a range of 24/7 automotive and lifestyle solutions to members including roadside assistance, batteries, automotive glass, travel and the Mobility Centre. Assistance also now provides services to members through RACQ solar and renewable energy. Glenn has more than 30 years’ commercial experience in operations and logistics. He is Chair of GEM Energy Australia Pty Ltd, RACQ Automotive Services and Members Travel Group and a Director of Club Assist Corporation, RACQ Operations, Australian Club Consortium and ACC CAD.

RACQ Group Executive Team
Michelle Winzer

Michelle WiznerMBA, F FIN, GAICD

Chief Executive Banking

Joining RACQ in December 2020, Michelle leads our RACQ Bank team, bringing her more than 30 years’ experience in financial services, working for organisations including Bank of Melbourne, Westpac and the Commonwealth Bank previously. Michelle is a Non-Executive Director on the TransAction Solutions Limited Board. A proud Queenslander, Michelle has a passion for member-based organisations and has worked hard to support her community with a particular focus on women, youth, education and homelessness. Michelle is a Graduate of the Company Directors Course, is a member of the AICD, and has completed an MBA through Melbourne Business School.